Money

[ad_1] Some of you – estimated to number as many 30 to 35 million – are wondering, “Where is my stimulus check?” RELATED CONTENT It’s a reasonable question during anxious times. After all, 159 million stimulus checks have already been sent to individuals and families throughout the U.S. The financial relief is part of the

[ad_1] It’s not uncommon for baby boomers to continue to work well into their 60s, 70s or even 80s. Some people decide to continue working because they need the money, while others love what they do and can’t imagine not doing it anymore or just need to stay busy. With continued improvements in health care

[ad_1] Every year, millions of Americans undergo orthodontic care to straighten their teeth. Whether they’re seeking a cosmetic enhancement or improving oral health, one thing is certain: Treatment is expensive. RELATED CONTENT How Much Braces Cost and How to Save There is not one standard price for braces. “People in the United States should expect

[ad_1] After decades in the workforce, retirees finally get complete control over how they spend their time. There are many terrific things you can do with your time and energy in retirement. Here’s what to do in retirement: Live within your means. Travel the world. Buy a motor home. Remodel your home. Move to the

[ad_1] Consolidation loans could save you money by offering lower interest rates for paying off credit card debt. Refinancing credit cards using a personal loan can offer a lifeline for paying off credit card debt at a lower interest rate. The trick is finding a loan to pay off credit cards that will save you

[ad_1] Your home is an investment, and home improvement loans can offer the funding you need to strengthen that investment with renovations, updates and repairs. However, there are risks involved, and not all home improvement loans are the same. This guide covers the types of home improvement loans available, the costs of a home improvement

[ad_1] Father’s Day is June 21. Even if you can’t visit his favorite restaurant or take him to a baseball game, there are still plenty of ways to celebrate your dad. These affordable gifts are sure to show how much you appreciate dad this Father’s Day. HyperChiller beverage cooler. Bug bite remover. Beard trimming and

[ad_1] Health savings accounts have always offered a valuable triple tax break: Your contributions are tax-deductible (or pretax if through your employer), the money grows tax-deferred and you can withdraw it tax-free for eligible medical expenses at any time. And recent changes to the rules and timely strategies make HSAs an even more important financial-planning

[ad_1] Personal loans offer a way to get cash to cover a major expense or to fund a project. You can find other options, but not all of them are great for your bottom line – especially if you have fair credit. Credit cards may charge higher interest rates than loans, and payday lender fees

[ad_1] Loans have become tougher to get just when people most need them, as the coronavirus pandemic puts millions of Americans out of work. Luckily, excellent credit – a FICO score of 740 or higher – can be an asset when you want to borrow money. But lenders are picky. If you have excellent credit

[ad_1] The down payment can be one of the biggest obstacles to homeownership. Even in a very modestly priced market, a traditional 20 percent down payment easily amounts to tens of thousands of dollars. Add the various closing costs and a typical home shopper can face a financial goal that is unrealistic at best. If

[ad_1] Student loans are a necessity for many college-bound students. They can be used to pay for tuition, fees, housing and other educational expenses, which can add up to tens of thousands of dollars each year. Financial aid options including scholarships, grants and federal student loans do not require a co-signer. However, undergraduate students may

[ad_1] Mortgage refinance rates are historically low, and many homeowners could save by refinancing to a lower mortgage rate. At the same time, mortgage lenders are less willing to take on risk because of market uncertainty prompted by the coronavirus. Credit standards may be tougher amid the COVID-19 crisis, but homeowners who qualify can take

[ad_1] Since 1944, the U.S. Department of Veterans Affairs has helped service members, veterans and their families become homeowners with the VA loan program. If you are eligible for a VA loan, you could receive several benefits by using this program instead of a conventional mortgage. Applying for any mortgage can be a complicated process,