Money

[ad_1] Thinking about settling down in the Heart of Dixie? Those who say yes should have many options. Alabama has just below 2.3 million housing units and a homeownership rate of 68%, according to the U.S. Census Bureau’s 2018 American Community Survey. Alabama’s median housing value is $147,900, which is roughly 36% below the national

[ad_1] Is a home purchase in the Palmetto State on your mind? If so, you should have many choices to consider. South Carolina has just over 2.3 million housing units and a homeownership rate of about 69%, according to the U.S. Census Bureau’s 2018 American Community Survey. South Carolina’s median housing value is $170,800, which

[ad_1] If you’re saddled with student loan debt and worried about making payments on your federal loans during the coronavirus pandemic, you can breathe a sigh of relief. A coronavirus aid bill passed in March pauses payments on federal loans and sets interest rates at 0% from March 13 through Sept. 30, 2020. Private lenders

[ad_1] Americans have more than $4 trillion in total consumer debt, not including mortgages, according to the Federal Reserve. If you have more debt than you can handle and no way to pay it in full, there are options. Debt settlement offers a way to eliminate your debt by paying a fraction of what you

[ad_1] As a small-business owner, you need access to capital to fund your business. One way to access capital is through a small-business loan. Small-business loans are typically used to fund startups or to grow businesses, to help buy inventory or furniture, to pay for marketing, or to strengthen the financial foundation of your business.

[ad_1] The two words experts typically use when describing the cost of adoption: “It varies.” Adopting a child can be an expensive goal for many families, especially if they have their hearts set on taking in a newborn. But adoption doesn’t have to cost tens of thousands of dollars. Depending on the resources and methods

[ad_1] When you refinance, you may be tempted to move from a traditional 30-year mortgage to a 15-year mortgage that allows you to build equity faster and pay less interest. RELATED CONTENT Before you take that step, figure out whether a larger monthly payment fits in your budget or whether you should simply pay more

[ad_1] U.S. News Survey: Many Consumers Aren’t Clear on Credit Basics Although most consumers know they should check their credit report at least once a year, many aren’t clear about actions that can improve – or hurt – their credit score, according to a U.S. News survey of consumers. Some consumers don’t realize important credit

[ad_1] If you’re a small-business owner, you may have looked into a small-business loan as a source of financing. Small-business loans typically are used to start or expand a business, purchase inventory and supplies, or strengthen a business’s solvency. In fact, 40% of small businesses applied for funding in 2017, according to the most recent

[ad_1] A personal loan can help you pay for planned or unplanned expenses, but it’s not a blank check. You’ll need to repay not only the principal loan balance but also interest charges. Shopping for a competitive rate, even on a low-interest personal loan, can reduce the interest you pay on your loan. That can

[ad_1] Minnesota homebuyers have plenty of housing options to choose from. Minnesota has just under 2.5 million housing units and a homeownership rate of roughly 72%, according to the U.S. Census Bureau’s 2018 American Community Survey. Minnesota’s median housing value is $235,400, which falls just above the national median value of $229,700. Some areas of

[ad_1] Buying a home in the Bayou State? There’s no shortage of homes for you to choose from. Louisiana has almost 2.1 million housing units and a homeownership rate of about 66%, according to the U.S. Census Bureau’s 2018 American Community Survey. Louisiana’s median housing value is $167,300, which is significantly lower than the national

[ad_1] Homebuyers planning to put down roots in the Bluegrass State have many housing options to consider. Kentucky offers almost 2 million housing units and has a homeownership rate around 67%, according to the U.S. Census Bureau’s 2018 American Community Survey. Kentucky’s median housing value is $148,100, well below the national median value of $229,700.

[ad_1] The COVID-19 pandemic has caused financial hardships for many Americans. Some of you may have had your hours cut or even lost your job. Because of these recent trends, I’ve been advising consumers to hang on to every penny and to avoid using credit cards during the COVID-19 crisis. And guess what? You did

[ad_1] Amid headlines of COVID-19 infiltrating nursing homes and large senior care facilities, it’s understandable that many Americans would prefer to avoid assisted living environments as they grow older. But the trend to age in place predates the pandemic. Remaining at home was the first choice for 76% of Americans age 50 and older, according