Money

[ad_1] Record-low mortgage rates have many homeowners looking to refinance. If you’re planning to join their ranks, make sure you understand the process. Gather information. Prequalify. Apply. Field follow-up questions from the lender. Order a home appraisal, if needed. Schedule closing. Sign documents at closing. Get set up with your new lender. When Should You
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[ad_1] How Chase Ultimate Rewards Work Travel Gift cards Cash back Experiences Merchandise Depending on which Chase card you carry, you will earn one point for every dollar spent, double or triple points on bonus categories or up to 5% percent cash back on bonus categories. Points in the Chase Ultimate Rewards program are usually
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[ad_1] Earning Rewards Approximate annual rewards value: $268First-year bonus cash back value: $200First-year rewards value: $468 You’ll earn 5% cash back on the first $1,500 spent in quarterly rotating bonus categories that you activate. Historically, bonus categories have included gas stations, grocery stores, home improvement stores, tolls, wholesale clubs, Chase Pay purchases – Chase’s mobile
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[ad_1] Filing taxes as a college student comes with a unique set of challenges. And determining whether and how to file taxes requires taking note of your previous year’s employment, wages, tax withholding and parents’ tax strategies. You may want to take a moment to bring up a few tax questions with Mom and Dad.
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[ad_1] While the Coronavirus Aid, Relief and Economic Security Act helps many federal student loan borrowers, it leaves out millions with privately held student loans. Now, several states are taking action to help people with this type of debt. RELATED CONTENT Ten states and the District of Columbia have negotiated with private loan servicers on
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[ad_1] If a prenup discussion doesn’t seem appealing, a conversation about postnuptial agreements is probably as enjoyable as diffusing a bomb. RELATED CONTENT That said, postnuptial agreements can serve a legitimate purpose and improve a marriage, rather than wreck it. So if you believe a postnup is just what your marriage needs, or are worried
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[ad_1] Retiree volunteers provide many valuable services ranging from museum docents to hospital volunteers. The best volunteer jobs provide a sense of helping others as well as opportunities to get out of the house and socialize. Consider passing on your expertise to the next generation as a mentor, tutor, coach or instructor. You can also
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[ad_1] Aging certainly comes with plenty of problems. Wrinkles, gray hair, vision and hearing loss and general aches and pains are all common ailments. But there are also many perks of growing older, especially where your finances are concerned. Here’s how getting older can save you money: Senior discounts. Travel deals. Tax deductions for seniors. Bigger
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