[ad_1] Credit cards aren’t the only way to pay for back-to-school expenses, but they can be a good choice if you use them responsibly. Credit cards can offer advantages over cash, debit cards and other methods of payment, including rewards and consumer protections. “If you have the financial discipline and means to pay off your
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[ad_1] The coronavirus pandemic has caused Americans to change their spending habits in many ways. Grocery delivery services have always saved time and hassle but now also represent an important way to reduce risk of contracting COVID-19 exposure. The time saved by using grocery delivery services remains a significant benefit. If you were to assign
[ad_1] The financial transition into retirement can be daunting. A suddenly lower income often leads to lifestyle changes. These adjustments aren’t always easy, especially if you’ve landed in retirement without as large of a nest egg as you hoped to have. Even if you knew your budget would downsize, it can be tough to know
[ad_1] Most of us rely on calendars to keep track of everything in our lives, from after-school activities for kids to doctor’s visits and vacations. But are you using a calendar to keep track of your finances? That is, you have that doctor visit marked, but have you also written down “Pay electric bill, grocery
[ad_1] Why Should Millennials Use Credit Cards? Millennials concerned about racking up debt may be averse to credit cards, especially if they’ve struggled to use them responsibly. But knowing what credit cards can do for you, and how to use them appropriately, could change your view. “Credit cards may have a bad reputation, but they
[ad_1] What Does Having No Credit Mean? If you have no credit, it means you don’t have the credit history needed to generate a credit score. It does not mean that your credit score is zero. You’ll need up to six months from when you opened your first credit account to establish a credit score,
[ad_1] Prospective homeowners in Illinois are in good company. The Prairie State has roughly 5.4 million housing units and a homeownership rate of 66.2%, according to the U.S. Census Bureau’s 2017 American Community Survey. The median housing value for Illinois is $195,300, compared with a $217,600 national median value. Depending on where you live, though,
[ad_1] What Can You Expect From Grocery Rewards Credit Cards? Here’s what you need to know about grocery rewards credit cards. Rewards earning: All the grocery cards surveyed earn at least two points per dollar or 2% cash back on grocery store purchases. A quarter of the cards surveyed earn at least five points per
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[ad_1] When you have bad credit, obtaining new credit can be challenging. People with bad credit often find that getting approved for a loan is difficult, as options can be limited. When those with bad credit are approved for a personal loan, they typically face higher interest rates, more fees and greater restrictions than consumers
[ad_1] The state’s median housing value is $341,800, which is significantly higher than the national median of $229,700. Home values can vary by region, though, providing some lower-cost options for Oregon’s 4.2 million residents. What Are the Mortgage Rates in Oregon? The average interest rate for a 30-year fixed-rate conforming mortgage in Oregon is 3.63%.
[ad_1] Social Security claiming strategies Your Social Security payment amount is determined by how much you earn while working and when you elect to start receiving payments. Married individuals are additionally eligible for spousal and survivor’s payments. But there are many strategies you can use to increase how much you will receive in retirement. Here’s
[ad_1] Water views A retirement home with water views doesn’t come cheap in any part of the country. But there are a few places where you can retire near a lake, river or bay and not bust your retirement budget. These places have plenty of opportunities for boating, fishing, swimming and other outdoor recreational activities.
[ad_1] The coronavirus pandemic has forced many shops and businesses to stay closed in order to help keep citizens safe. While people are practicing social distancing, they should consider the areas in their life where they can skip a trip to a repair shop or store – even if it’s open for business – to
[ad_1] If you’re interested in buying a home in the Constitution State, you’re not alone. There are 1.5 million housing units and a homeownership rate of 66% in Connecticut, according to the U.S. Census Bureau’s 2018 American Community Survey. Connecticut’s median housing value is $277,400, which is well above the national median of $229,700. Home
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